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IM - Isle of Man

Thornton Associates
    Ltd
Financial Options



Thornton Associates Ltd
Personal service; Professional Advice

Address: 'The Elms', Westmead, Glen Darragh Road,
Glen Vine, Isle of Man, IM4 4BB
Telephone: (01624) 852070 or (07624) 482987
Fax: (01624) 852073
E-mail: mail@thorntonfs.com
Visit our Web Site: www.thorntonfs.com

Contact: Sharon Sutton, Gemma Hawley, Sue Denard

General information

Our Advisers

Thornton Associates Ltd is an Independent Financial Advisory company formed in October 2000 and registered in the Isle of Man. They are specialist providers of financial advice to Isle of Man residents, expatriates, and foreign nationals residing abroad. Licensed by the Isle of Man Financial Supervision Commission, bound by their regulatory codes and carefully regulated legislative regime to conduct investment business, a reliable, competitive and personalised service is assured.

They will take account of multi-jurisdictional circumstances offering plans to accommodate major currencies.

Thornton Associates clients benefit from over 50 years combined experience in financial services. They are dedicated to providing an honest, first-rate professional service with attentive back-up as your needs change – as the world changes. They have a serious commitment to ongoing professional development with advisers holding advanced qualifications in specialist areas.

They are truly independent, as they do not work from set panels of product providers. Each client receives individual analysis and research according to needs identified and requirements. They pride themselves in getting to know their clients; building long-term relationships.

After a free initial consultation, clients have the option of paying for services provided on the basis of either commission, reduced commission with fees or fees only.

Thornton Associates Ltd – taking care of your finances today AND into the future.


Sharon Sutton Dip PFS is the principle and managing director of Thornton Associates Ltd and has over 20 years experience from the Isle of Man Finance Sector. She is a Diploma holder of the Personal Finance Society gained through achieving the Advanced Financial Planning Certificate (AFPC) and working towards Chartered Status through the CII's new Advanced Diploma.

We are confident that the service we offer our clients is amongst the best in the market place. Our advisers are qualified to at least AFPC level in order to provide the level of professionalism required in today's sophisticated financial environment and we are the only Isle of Man Financial advisers carrying this distinction.

Areas for advice

PERSONAL PLANNING
  • Family Protection - life assurance, critical illness assurance, income protection
  • Investment & Portfolio planning - tailored investment advice.
  • Offshore Investments & Expatriate services.
  • Retirement Planning - personal pensions, stakeholder pensions, pension transfers
  • Options at Retirement - Phased Retirement, Income Drawdown, Open Market Option
  • Annuities - Conventional, Unit-linked, Impaired, Flexible
  • Inheritance Tax Planning - mitigation of liability, investments, trusts
  • Long Term Care - insurance plans, bonds
  • Mortgages - independent advice provided
BUSINESS PLANNING
  • Business Protection - Key Person life and critical illness assurance
  • Retirement Planning - Executive Schemes, SIPPs, SSAS
  • Employee benefits - Group Pensions, Death in Service, Salary Continuance
  • Succession Planning - Double Option Agreements
Thornton Associates Ltd is authorised and regulated by the Isle of Man Financial Supervision Commission for Investment Business.

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